2026 rates for 253 counties
The median effective property tax rate in Texas is 1.51% of a home's value, so a $300,000 home pays about $4,536 a year — above the national median of 1.07%. Most homeowners pay between 1.21% and 1.74%, from 0.22% in Martin County to 3.17% in Cochran County. Use the calculator below or browse by county to find your exact rate.
Texas has no state income tax, and local property taxes pay for almost everything: schools, county government, cities, and a stack of special districts. Despite a $140,000 homestead exemption and recent school tax compression, effective rates are among the highest nationally. Suburban counties around Houston, Dallas, and Austin regularly produce bills of $6,000 to $10,000 a year.
Calculate your estimated property tax in Texas
Annual Property Tax
$2,268
Monthly Property Tax
$189
* This is an estimate based on the median tax rate. Actual taxes may vary based on local assessments and exemptions.
Property tax rates in Texas
1.210%
25% of properties pay this rate or less
1.512%
50% of properties pay this rate or less
1.738%
25% of properties pay more than this rate
These percentiles show the range of property tax rates. 25% of properties pay less than the low rate, 50% pay less than the median, and 75% pay less than the high rate.
The difference between the 25th and 75th percentiles is 0.529%, indicating the variation in property tax rates within this area. Use the median (50th percentile) for the most typical estimate.
State averages sourced from Tax Foundation 2024 data. National median: 1.07%.
Based on the median rate of 1.512%. Actual taxes depend on assessed value and local exemptions.
| Home Value | Annual Tax | Monthly Equivalent |
|---|---|---|
| $150,000 | $2,268 | $189/mo |
| $250,000 | $3,780 | $315/mo |
| $350,000 | $5,291 | $441/mo |
| $500,000 | $7,559 | $630/mo |
| $750,000 | $11,339 | $945/mo |
| $1,000,000 | $15,119 | $1,260/mo |
The median effective property tax rate in Texas is 1.51% of a home's value. On a $300,000 home that is about $4,536 a year, or $378 a month if it is paid through mortgage escrow. Your actual bill depends on your county and city rates and on any exemptions, such as a homestead exemption, that lower your taxable value.
Payment Schedule
Annual
Due Date(s)
January 31
Statements mailed in October; penalties begin February 1.
Always verify exact deadlines with your local county assessor or tax collector, as dates can vary by municipality.
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