The short answer
Florida property taxes are quoted in mills: $1 of tax per $1,000 of taxable value. Across the state's 67 counties, the average total rate for 2025 ranges from 8.24 mills in Monroe County (the Keys) to 21.56 in St. Lucie County. In most large metro counties it's between about 14 and 20 mills, or 1.4% to 2% of taxable value.
Most homeowners pay noticeably less than that rate times their home's market value, for two reasons: the homestead exemption takes up to $50,722 off the taxable value, and Save Our Homes caps how fast a homestead's assessed value can rise. Someone who has owned the same house for 15 years can pay a fraction of what a new buyer next door pays.
The figures below are for the 2025 tax roll (bills mailed in November 2025, due March 31, 2026), from the Florida Department of Revenue. 2026 rates were adopted in September and the bills go out around November 1, 2026. The state publishes the final 2026 county figures in January, and we'll update this page then.
2025 millage rates by county
"Total" is the Department of Revenue's average total millage for the county: all property taxes levied in the county divided by its taxable value. It includes the county, the school board, cities and special districts, so it's an equalized average. Your own rate depends on whether you're in a city and which special districts cover you. The rank is out of 67 counties, with 1 being the highest.
| County | Total millage | County operating | School | Rank |
|---|---|---|---|---|
| St. Lucie | 21.5570 | 7.0279 | 6.296 | 1 |
| Alachua | 20.8894 | 7.6000 | 6.251 | 2 |
| Broward | 19.8638 | 5.6658 | 6.4845 | 4 |
| Hillsborough | 18.8553 | 5.4608 | 6.340 | 5 |
| Pinellas | 18.4941 | 4.5423 | 6.293 | 6 |
| Miami-Dade | 18.4893 | 4.5740 | 6.633 | 7 |
| Duval | 17.8910 | (consolidated) | 6.340 | 9 |
| Leon | 17.8003 | 8.3144 | 5.366 | 10 |
| Palm Beach | 17.4918 | 4.5000 | 6.321 | 12 |
| Volusia | 17.4169 | 3.2007 | 5.279 | 13 |
| Orange | 17.4100 | 4.4347 | 6.449 | 14 |
| Pasco | 17.2168 | 7.4042 | 6.274 | 15 |
| Marion | 15.8838 | 4.0200 | 6.320 | 26 |
| Lake | 15.6324 | 5.0254 | 6.085 | 29 |
| Polk | 15.4378 | 6.6348 | 5.290 | 32 |
| Seminole | 15.3480 | 5.3751 | 5.249 | 35 |
| Osceola | 14.9738 | 6.9500 | 5.306 | 41 |
| Manatee | 14.5524 | 6.0326 | 6.304 | 46 |
| Escambia | 14.1316 | 6.6000 | 5.359 | 51 |
| Lee | 13.9967 | 3.7623 | 5.319 | 53 |
| St. Johns | 13.9738 | 5.3603 | 6.272 | 54 |
| Brevard | 13.7669 | 2.8643 | 5.310 | 56 |
| Sarasota | 12.7527 | 3.2273 | 6.095 | 58 |
| Collier | 9.8185 | 3.2203 | 4.249 | 65 |
Jacksonville and Duval County share a consolidated government, so the county and city levy is one rate (11.1919 mills for 2025 in the main General Services District).
The highest county averages in 2025 were St. Lucie (21.56), Alachua (20.89), Dixie (19.87), Broward (19.86) and Hillsborough (18.86). The lowest were Monroe (8.24), Walton (9.15), Collier (9.82), Franklin (10.60) and Sumter (11.21). The low-rate counties have huge tax bases from coastal and vacation property. Collier's rate is roughly half of Broward's, but Naples home values mean bills there are hardly small.
Florida property owners were levied $59.2 billion in property taxes in 2025, up 7.95% from 2024.
Total millage in major Florida cities (2025)
Inside a city you pay the city's rate on top of the county's. These are the 2025 final total rates for each city's main tax district, from the county property appraisers' filings with the state:
| City | County | Total millage | Tax on a $400,000 homestead* |
|---|---|---|---|
| Miami | Miami-Dade | 19.9878 | $7,152 |
| St. Petersburg | Pinellas | 19.9197 | $7,119 |
| Tampa | Hillsborough | 19.8428 | $7,094 |
| Clearwater | Pinellas | 19.3522 | $6,921 |
| Tallahassee | Leon | 19.2060 | $6,846 |
| Miami Beach | Miami-Dade | 18.7601 | $6,723 |
| Hialeah | Miami-Dade | 18.6468 | $6,684 |
| Fort Lauderdale | Broward | 18.4464 | $6,610 |
| Coral Gables | Miami-Dade | 18.1852 | $6,522 |
| Jacksonville | Duval | 17.7412 | $6,360 |
| Fort Myers | Lee | 16.5034 | $5,901 |
| Cape Coral | Lee | 15.3806 | $5,509 |
*A newly purchased homestead with a $400,000 assessed value and the 2025 exemptions: $25,000 off for school taxes, $50,722 off for everything else. Without the homestead exemption, for example on a second home or rental, the same property would pay roughly $800 more in each city (Miami: about $7,995).
Living inside a city can cost more than an unincorporated area of the same county. In Tampa the total is 19.84 mills, against 18.25 in unincorporated Hillsborough. In Leon County it's 19.21 in Tallahassee and 14.80 outside the city. St. Petersburg's rate jumped from 18.38 to 19.92 mills between 2024 and 2025.
How your Florida bill is calculated
Four values are involved:
- Just value: the property appraiser's estimate of market value as of January 1.
- Assessed value: just value minus any assessment cap. For a homestead, Save Our Homes limits the yearly increase to 3% or the rate of inflation, whichever is lower (2.9% for 2025). Other property is capped at 10% a year for non-school taxes.
- Taxable value: assessed value minus exemptions.
- Millage: the sum of every rate that applies at your address: county, school board, city and special districts such as water management, hospitals and mosquito control.
The homestead exemption has two parts. The first $25,000 comes off for all taxes. A second exemption applies to assessed value above $50,000, for non-school taxes only. Since 2025 that second part is adjusted for inflation: $25,722 for 2025 and $26,411 for 2026. So the maximum total exemption is $50,722 for 2025 and $51,411 for 2026. Our Florida homestead exemption guide covers how to apply. The deadline is March 1.
When you move, you can carry up to $500,000 of your Save Our Homes savings to a new Florida homestead. That's portability, and it's why long-time owners who move don't always face a huge jump.
The Florida property tax calendar
- January 1: values and homestead status are set as of this date.
- March 1: deadline to apply for the homestead exemption.
- August: the TRIM notice arrives with your proposed taxes. You have about 25 days to challenge your value. See your TRIM notice explained.
- September: counties, cities and school boards adopt final millage at public hearings.
- Around November 1: bills are mailed. Pay in November for a 4% discount, 3% in December, 2% in January or 1% in February.
- March 31: the full amount is due. Taxes become delinquent April 1.
What Amendment 3 would change
On November 3, 2026, Florida voters decide on Amendment 3, which needs 60% to pass. If approved, it would raise the homestead exemption for non-school taxes to up to $150,000 of assessed value in 2027 and up to $250,000 in 2028, then index it to inflation. The school exemption would stay at $25,000. It would also cut the assessment cap for non-homestead property from 10% to 5% a year for non-school taxes. People who weren't Florida residents by December 31, 2026 would get a smaller $50,000 exemption until they've lived in the state five years.
On the rates above, a $250,000 non-school exemption would cut the bill on the $400,000 homestead in the city table by roughly $2,500 to $3,100 a year at today's rates (about $224,000 more of exempt value times 11 to 14 non-school mills). Counties and cities would have to make up the lost revenue or cut spending, so millage rates could rise. Our full guide to Florida Amendment 3 covers the details, and we'll update both pages with the result.
Related guides: Miami-Dade property tax by city.
Where these numbers come from
County millage, ranks and statewide totals are from the Florida Department of Revenue's Florida Property Valuations and Tax Data Book (millage rates by county, 2025 final roll, November 2025). City and district rates are from the 2025 Taxing Authority Code Description files each county property appraiser filed with the Department, and the Duval rate from the Duval County Property Appraiser. Homestead exemption amounts are from the Department of Revenue's 2026 additional homestead exemption adjustment notice. Amendment 3 details are from the enrolled text of CS/HJR 1-F (2026). For ZIP-level data on any county, start from our Florida page.